The poor of Pakistan have generally relied on informal sources for meeting most of their credit requirements.
Microfinance in Pakistan is a young emerging industry with only a small fraction of the market, less than 8% having access.

Competition in market is very limited with a few key players.


Large market and favorable environment are attracting many experienced international names, including BRAC, ASA and a planned greenfield2 initiative sponsored by Advans/Horus and potentially supported by KfW.

One of the few countries in the region with a progressive and supportive regulation for microfinance.

Evolution of MF in Pakistan